In Colorado, Statute #C.R.S. 13-21-301, Settlements, Releases, and Statements of Injured Persons, states that an insurance company cannot take your recorded statement for evidence to evaluate the claim if it is within the period of time under which you are under the care of a health care provider. This isn’t common knowledge, and it could work against you.
If this has happened to you, contact us immediately to protect your rights. Don’t let the insurance company take advantage of you. Whether it is your insurance company or the at-fault driver’s insurance company, you should call an attorney right away.
An auto accident can change your life. Medical bills and other expenses may become burdensome to you and your loved ones. If someone you love is killed or injured in a car accident, the distress, both financially and emotionally, can be overwhelming.
Under Colorado law, the person who causes a car accident is financially responsible for all of the provable damages related to the crash.
Let us help you get the money and support you deserve.
• Careless/reckless driving
• Distracted driving (cell phone usage, etc.)
• Hazardous weather
• Failure to obey traffic signals
• Defective roadways
• Obstacles in the road
• Drug/alcohol use
• Defective vehicle
• Other factors
• 2014 US total incidents
• 2014 US fatal incidents
• 2014 CO total incidents
• 2014 CO fatal incidents
Under Colorado law, the person who causes an accident is financially responsible for all of the provable damages related to the crash. This includes both economic and non-economic damages. In addition, punitive damages may be ordered as punishment for parties who intentionally and/or knowingly endangered and injured others.
Damages include property damage (the vehicle itself) and bodily injury (the vehicle’s occupants). Bodily injury claims are divided into two categories:
• Economic damages: medical expenses, wage loss, expenses related to impairment or disability, and future medical expenses related to those injuries caused by the accident; and
• Non-economic damages: pain and suffering, loss of enjoyment of life, emotional trauma, and other similar losses.
• Uninsured motorist (UM) automobile insurance coverage protects drivers when the other driver in an automobile accident does not have automobile insurance coverage or if you are involved in a “hit and run” or an accident with a “phantom vehicle.”
• Under-insured motorist (UIM) automobile insurance coverage pays for your personal injuries and property damage when you are involved in an accident with a person who is at fault and has minimal insurance coverage, or has insurance coverage that is insufficient to compensate you for your injuries and damages.